Financial Assistance

Financial Assistance

Here to help you manage your healthcare expenses

UM Health-Sparrow’s mission, from the very beginning, has been to improve the health of the people in our communities by providing quality, compassionate care to everyone, every time. We strive to fulfill this mission regardless of a patient’s ability to pay.

We provide a variety of options to resolve any outstanding balance you may incur:

  • Interest free monthly payment plans
  • On-Line bill payment options
  • Help from UM Health – Sparrow Financial Counselors to identify eligibility for Medicare, Medicaid, Marketplace, and other coverage options.  
  • UM Health Sparrow Financial Assistance Program

Visit the options below to learn more about our programs.

Financial Aid Pay My Bill

Pay My Bill

There are many ways to pay your bill at UM Health-Sparrow, online and in person.
Billing & Insurance

Billing & Insurance

Billing and insurance coverage can be confusing. In network or out of network will vary and can affect your costs.

Sparrow Financial Assistance Program (SFAP) Summary

SFAP is the name of UMH Sparrow’s financial assistance program.  It covers medically necessary services performed by at UMH Sparrow facilities and services performed by UMH Sparrow providers.  SFAP may be available to you if you are:

  • Uninsured
  • Insured, but cannot afford your out-of-pocket costs
  • Insured, but receiving services that are not a benefit of your insurance plan

Eligibility for SFAP is determined by:

  • Income and assets*
  • Michigan residence
  • Medical Necessity

*Patients having services at a designated Rural Health site have a separate SFAP application process.  Feel free to access our Rural Health application information.

To apply for SFAP, obtain a copy of the Financial Assistance policy, and to explore other financial options that may be available to you:

  • Download and complete the SFAP Application below
  • Contact Financial Counseling 517-364-6060 or toll free 833-227-7664
  • Contact billing customer service 517-364-7999
  • Obtain a paper copy of the SFAP at any University of Michigan Health-Sparrow location

Sparrow Financial Assistance Policy (SFAP)

Albanian | Arabic | Bengali | Chinese | English | Spanish

To apply for financial assistance, download and complete the application form below. 

Return completed application and required documentation to:

UM Health-Sparrow
Attention: Financial Counseling
1215 E. Michigan Ave.
Lansing, MI 48912

General Financial Assistance Applications

Albanian | Arabic | Bengali | Chinese | English | Spanish

Rural Health Financial Assistance Policy

Albanian | Arabic | Bengali | Chinese | English | Spanish

To apply for financial assistance, download and complete the application form below. 

Return completed application and required documentation to:

UM Health-Sparrow
Attention: Financial Counseling
1215 E. Michigan Ave.
Lansing, MI 48912

Rural Health Financial Assistance Applications

Albanian | Arabic | Bengali | Chinese | English | Spanish

Plain Language Summary and Amount General Billed (AGB)

Albanian | Arabic | Bengali | Chinese | English | Spanish

After UM Health-Sparrow receives the completed application and required supporting documentation, a final determination will be communicated to you.

In addition to SFAP, UM Health-Sparrow Financial Counselors can assist uninsured and underinsured patients in applying for Medicaid, ACA Marketplace coverage, and other programs to cover medical costs.

If you have questions or need further assistance, please contact Financial Counseling 517-364-6060 or told free 833-227-7664.

If you would like to meet with a Financial Counselor, please contact 517-364-6060 or toll free 833-227-7664 to schedule an appointment.